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| IHDA Rates Released - April 1, 2008 - Includes Grant |
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| Tuesday, 01 April 2008 20:00 | ||||||
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Effective April 2, 2008, the Illinois Housing Development Authority will change its interest rates for the First-Time Homebuyer Program. The new rates for both “non-targeted” and “targeted” properties are as follows: 6.40% - 0 Points 6.25% - 1 Points 6.10% - 2 Points 5.95% - 3 Points This change is for new reservations and does not effect loans already reserved. Also, once a loan is reserved the rate is locked for 90 days. If you need a longer rate lock, we suggest you select the extended rate lock option. We will continue to offer the $1,000 contribution for closing costs option as well. The rates for that option are: 6.65% - 0 Points 6.50% - 1 Point 6.35% - 2 Points 6.20% - 3 Points We will offer a grant equal to 1% of the loan amount. The rate for that option is 6.75%.
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