Home Credit Center Credit 101 What is the Fair Credit Reporting Act?
What is the Fair Credit Reporting Act? PDF Print E-mail
The Fair Credit Reporting Act (FCRA) is the federal law regulating credit reporting companies. This law protects consumers' rights, such as the right to review and contest information in their credit profiles. It also specifically defines who can access the information in a credit profile, and how you are notified of this activity. You may obtain information about the FCRA, including its full text, at http://www.ftc.gov/bcp/conline/edcams/fcra/index.html.